Unlock your Hidden Potential

Own a Home with Our home purchase plan.

How it works

About STOW

STOW is a product of OCTO5 Holdings Limited; One of Nigeria’s pioneer developers of gated communities. We are the prime source for innovation development and construction solutions designed to suit the needs of the Nigeria market.

Our vision is to empower an increasing percentage of Nigerians by providing flexible and simplified solutions for home ownership

The STOW targeted home purchase plans is an innovative response designed to ease the burden of home ownership in Nigeria. The STOW plan is designed to provide guaranteed homes; encourage a home savings culture and provide flexibility that enhances affordability to prospective home buyers and investors.


STOW COOP Home Purchase plan is designed to encourage target savings towards the acquisition of serviced plots and homes in designated

Users of STOW COOP PLAN enjoy up to sixty months of savings plans to support their purchase: access to homes and properties at discounted rates, special bonanzas and deals exclusive to co-op members only.


The CO-OP Micro Savings Investment Note offers members of participating Cooperatives the unique opportunity of accessing secure and guaranteed rates of returns in the real estate sector.

Subscribers save over a period of one year and interest is payable annually. The capital raised is deployed towards the development and completion of new and existing residential and commercial developments in Epe, Lekki, Isheri, Uyo and Abuja FCT.

The Micro investment note is a secured debt note, managed by a reputable team of Trustees, Financial and Legal Advisers. Octo5, operators of STOW provide collateral assets that are adequate and sufficient to cover all savings deposits received from micro investors.


The Fractional purchase plan enables interested cooperative members to co-own a property of their choice.

Subscribers under the fractional plan are collectively considered as a unit and all terms and conditions applicable to home purchase will apply to the group collectively


View progress/pictures of house being built, after you reach your milestone

Subscribers makes Purchase via app and pay milestones through online bank transfers

Subscribers choose the plan most compatible to their cashflow

e-Documentation on property/purchase

Self eligibility assessment

View payment plan/account and check outstanding/ aggregation

Get reminders/payment prompts for the next threshold on a monthly basis

Self prequalification for mortgages

Benefits of STOW COOP Membership

Download the STOW app and begin your journey towards home ownership

Say Hello

We’ll be happy to answer all your questions or
enquires. Feel free to say Hello.